Prayer of a Righteous Man?

Does it say anything about a people's convictions when they claim prayer works and have absolute confidence God will heal their sick but are not that confident about him protecting the congregation's property?
 
How about the confidence shown by others who withhold medical treatment because their faith in God's healing is so great. Why do you suppose we think they are loony for having such a ridiculous faith? While we deny it we really do believe God helps those who help themselves.
 

I for one have never met a righteous man or at least I have not been in their presence when they were saying one of those effective prayers. I have never experienced or observed effective prayer. And from what I observed and experienced no one I know has either. We talk a lot but our prayers are hollow. My experience and observation have been the only way one gets off the prayer list is to die.